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What On Earth Was That?

• Did you watch the Trump Zelensky Oval Office press conference?
• Holy mackerel, that was intense.
• It doesn’t look like a deal is going to get signed today, that’s for sure.
• How does that affect what we’re doing?
• We also got the inflation numbers this morning.
• In terms of the deal, how does it affect our economy?
• Whether we sign a deal with Ukraine or not, in the short run, it’s not going to affect our economy one way or the other.
• The real thing we want to keep our eye on is the big gorilla in the room, and that’s inflation.
• This morning, we got the PCE deflator, which is the measure of inflation that is the Fed’s favorite gauge.
• It wasn’t hot, wasn’t cold.
• It was right where people expected, and so therefore it was a ho hum moment.
• Inflation seems to be steady, not rising, which was a concern, and maybe it’ll start trending downwards, which is what we think will happen.
• We said that we thought that the Fed would lower interest rates in May.
• Now it looks like maybe they’ll push it out a month, and it might be in June.
• Last week, we said we are expecting a correction.
• A correction is a drop of more than 10% but less than 20%.
• Since we said that, the market has come down a little over 4%.
• So, we are almost halfway to a correction, and it wouldn’t surprise us if we didn’t continue into that 10% threshold.
• We don’t see it as a reason to panic. We don’t see it as a reason to sell anything.
• If we enter that correction threshold, we see it as a buying opportunity.
• So overall, things are good.
• We hope you have peace of mind knowing that we have our Invest and Protect Strategy should something come out of the blue and cause a terrible market crash.
• Our two goals are for your money to last as long as you do and for you to have financial peace of mind.

Hello everyone, and welcome to our Market Alert video for today, which is February 28 2025 and I hope this video finds you healthy, wealthy and wise. I was gonna get this video out sooner, but man, oh man, I got caught up in that Trump Zelensky Oval Office. What was that? Holy mackerel, that was intense. I thought they were going to start getting into blows with each other. Man, I’ve never seen anything like it doesn’t look like a deal is going to get signed today, that’s for sure. Anyway, how does that affect what we’re doing? What’s going to happen with you know, we got the inflation numbers this morning, so we got a lot to talk about, but first I’m going to tell you my casual attire, my lack of being shaven are the result of I had my left knee partially replaced a couple of days ago. So I’m relegated to home and I haven’t shaved, because if you Nick yourself, you potentially could get some germs that’ll get into your knee and that can create an infection. So unshaven. So there you are. So thank you for for indulging me. So let’s talk about it. You know, in terms of the deal, we always look at, how does it affect our economy? And whether we sign a deal with Ukraine or not, in the short run, it’s not going to affect our economy one way or the other. So there may be some, you know, positive response if the deal is done, or maybe a negative one if it isn’t. But that’s a short run. The real thing we want to keep our eye on is the big gorilla in the room, and that’s inflation. And this morning, we got the PCE deflator, which is the measure of inflation that the Fed, that’s their favorite Gage, and it came in, okay. It wasn’t hot, wasn’t cold. Is right where people expected, and so therefore it was a ho hum moment. Inflation seems to be steady, not rising, which was a concern, and maybe we’ll start trending downwards, which is what we think will happen. So we’re going to amend our fearless forecast. We did say that we thought that the Fed would lower interest rates in May. Now it looks like maybe they’ll push it out a month, and it might be in June. So from that perspective, you know, we’re amending the fearless forecast. And you know, with all the craziness is going on, our forecast to even have said it was pretty fearless, if you ask me. Now, the other thing we did say last week is that we should expect a correction, and that’s a drop of more than 10% but less than 20 so if it’s within that range, is called a correction. And so we do expect that. And since we said that, the markets come down about 4% little over and so we are almost halfway to a correction, and it wouldn’t surprise us if we didn’t make it the other half all the way to that 10% threshold. Now, we don’t see it as a reason to panic. We don’t see it as a reason to sell anything. We have a nice cushion between where we are now and our sell signal, and so we can weather a correction without without having to sell. And in fact, the opposite is true. We think that if the market does get into a correction territory which more than the 10% but less than the 20 that we would consider that to be a buying opportunity at this stage. So overall, things are good. Trump and Zelensky sure didn’t hit it off. That was wow. I literally thought they were gonna hit each other. That was crazy. But be that as it may. I guess it’s it’s coming to the end, and deals always get at the end, very emotional. So I hope this video found you healthy, wealthy and wise. Please subscribe and and, and like this video. It will help our, our our cause a lot, and also make sure that you hopefully have the comfort level and the peace of mind of knowing that we have our sell strategy, our Invest and Protect Strategy, because you know, something could come out of the blue, and it could be terrible, the market could tank, and I had the peace of mind knowing that you are protected to the extent that our strategy can do that, should that eventuality come around. So I hope you have that peace of mind. Our goal, as you know, we have two to have your money last as long as you do, and secondly, to have you have financial peace of mind. So hopefully you have both of those knowing that we’re taking care of it for you. And for those of you in SCWPerS Nation, I hope you are enjoying the heck out of this nice weather we finally got. And for those of you who are not SCWPerS, yet, we’re going to do everything we can to get you there. SCWPerS We appreciate you beyond words from the bottom of our heart. So thank you for watching, and we’ll talk soon.

Please note: transcript has been modified after the time of recording. 

Economic indicators and stock market performance cannot be predicted. Opinions expressed regarding the economy and the stock market belong solely to Ken Moraif on behalf of Retirement Planners of America and may not accurately portray actual future performance of the economy or stock market outcomes. Opinions expressed in this video is intended to be for informational purposes only and is not intended to be used as investment advice for individuals who are not clients of Retirement Planners of America. All content provided is the opinion of Ken Moraif, CEO and Founder of RPOA Advisors, Inc. (d/b/a Retirement Planners of America ) (“Retirement Planners of America”, “RPOA”). ©Copyright 2023 

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RPOA Advisors, Inc. (d/b/a Retirement Planners of America ) (“Retirement Planners of America”, “RPOA”) is an SEC registered investment adviser with a primary business location in Plano, Texas. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that Retirement Planners of America has attained a certain level of skill, training, or ability. The “Invest and Protect Strategy” (the “Strategy”) refers to a strategy that Retirement Planners of America fundamentally employs for its clients. Retirement Planners of America previously employed a similar strategy that it referred to as the “buy, hold, and sell” strategy or “buy hold, and protect” strategy. Past performance does not guarantee future results. 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