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Thomas H. Pace

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Background & Family Life

Tom’s life story is one of enduring love and serendipitous reunions. He and his wife, 7th grade sweethearts, were separated by life’s twists and turns, only to find their paths converging once again in adulthood. Together, they form the foundation of a loving family with five children and seven grandchildren, providing Tom with boundless inspiration and motivation.

In his earlier years, Tom Pace was a force to be reckoned with, holding a second-degree black belt in Taekwondo and a first-degree black belt in Jujitsu. The warrior phase of his life, spanning from his twenties to thirties, sculpted him into a resilient and disciplined individual. However, Tom has gracefully transitioned to a different phase of life, one that revolves around family and the joy of helping others prepare for their golden years.

“Tom Pace is not just a retirement planner; he is a beacon of hope and support during life's most significant transitions. In a world where financial decisions can be overwhelming and confusing, Tom Pace is a steady guide offering not just financial expertise, but a caring and compassionate hand to hold. Tom's legacy is one of making a positive difference in the lives of those he touches, and his clients are not just clients – they are family.”

– Ken Moraif

Business Philosophy

Tom’s philosophy is simple: he loves helping people, making a positive impact on their best days, such as when they embark on their retirement journey, and providing unwavering support during their darkest hours, like when a spouse passes away.

For Tom, retirement is not just a financial milestone; it’s a profound life change that most people experience only once. Recognizing the complexity and emotional weight of this transition, he believes in offering a guiding hand to make the journey smoother and more manageable. To Tom, retirement planning is more than numbers and investments; it’s a way to empower people, providing them with peace of mind, so they can savor the joys of their well-earned retirement. His mission is to ensure that everyone he serves can transition into retirement with confidence, knowing that they have a partner who truly cares about their wellbeing.

Tom Pace approaches his role as a financial advisor with a sense of responsibility deeply rooted in empathy. He understands that every client is unique, with their own dreams, concerns, and aspirations. With unwavering commitment, he diligently works to provide outstanding service, tailored to each client’s needs, and treats them with the utmost care and respect.

Education

BA, Physical Sciences – Texas Lutheran University – 1987

Chartered Retirement Planning Counselor™

Prior Business Experience

Retirement Planner, Retirement Planners of America, 2016-present

Eagle Strategies LLC, A Registered Investment Adviser Representative, 2002-2016.

Prudential Financial, Registered Representative, 1998-2002

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RPOA Advisors, Inc. (d/b/a Retirement Planners of America ) (“Retirement Planners of America”, “RPOA”) is an SEC registered investment adviser with a primary business location in Plano, Texas. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that Retirement Planners of America has attained a certain level of skill, training, or ability. The “Invest and Protect Strategy” (the “Strategy”) refers to a strategy that Retirement Planners of America fundamentally employs for its clients. Retirement Planners of America previously employed a similar strategy that it referred to as the “buy, hold, and sell” strategy or “buy hold, and protect” strategy. Past performance does not guarantee future results. Therefore, current or prospective clients should not assume that the future performance of the Strategy, any specific investment, or any other investment strategy that Retirement Planners of America recommends will be profitable or equal to past performance levels. All investment strategies have the potential for profit or loss. References to recommendations made under the Strategy that predate 2011; and statements such as and similar to: “we told our clients to be out of the market in 2007 and 2008,” “we told our clients to get back into the market in 2009,” and “clients that followed our advice were out of the market in 2008;” refer to strategies collectively employed and recommendations collectively made by Retirement Planners of America’s principals while employed at Eagle Strategies, LLC., and also at Cambridge Investment Research Advisors, Inc. Three of the five principals remain as principals today, including the Retirement Planners of America’s founder, Ken Moraif. 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