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Charles Douglas Dyer Jr.

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Background & Family Life

As a husband to his beloved wife Roberta and a resident of Fairview, Texas, Doug knows the true value of family. They have been blessed with three children and three grandchildren. When Doug is not dedicating his time to his clients, you can find him cooking, hunting, and boating, but nothing compares to the moments he spends with his family. For Doug, the most important things in his life are his spiritual life, family, and clients.

Business Philosophy

As a Senior Advisor at RPOA since 2009, Doug says he carries a profound sense of personal responsibility. His business philosophy is rooted in his commitment to providing his clients with superior service and sound advice. He deeply values the long-term relationships he cultivates with his clients, as he understands the importance of trust and reliability in financial matters.

Doug’s primary goal for every client is that their money lasts longer than they do. After all, we are here not to make you rich but to help prevent you from becoming poor. Doug prides himself in keeping up to date on current economic and market situations so he may advise his clients. His main goal is to help protect his clients from Bear Markets because he believes that is one of the biggest risks that face them. His desire is to help as many people as possible plan for and enjoy a stress-free retirement, free from the burden of financial worry.

For Doug, being a Retirement Planner is not solely about managing money; it’s about becoming a trusted confidant and support system for his clients. Doug understands that life often throws unexpected challenges, including the loss of a spouse. He empathetically guides his clients through such difficult times, providing not just financial guidance but also emotional support. The experience of losing a loved one may seem overwhelming, but Doug strives to make it as seamless as possible as he helps his clients navigate the complexities compassion.

Doug says he feels a profound sense of responsibility to extend his services to as many people as possible. When reflecting on his many years as a retirement planner, he reflects on numerous cases where he feels families were in a far better financial position due to his guidance than they would have been without it. This mindset strengthens his commitment to his mission – to help others plan for their futures and have a plan to help protect what they’ve built so they can enjoy the fruits of their labor during retirement.

For Doug, his mission goes beyond numbers and spreadsheets. He believes it is about creating lasting relationships and providing holistic support. His goal is for each client’s retirement journey to be filled with happiness, fulfillment, and peace of mind.

Education

B.A. Economics and Finance, University of Texas at Dallas, Cum Laude – 1984

Certified Financial Planner, CFP®

Chartered Retirement Planning Counselor™

Prior Business Experience

2011 to Present – Senior Advisor, Retirement Planners of America

2009 – 2010 Financial Advisor Cambridge Investment Research Advisors. Inc.

2002 to 2009 – Financial Advisor with Eagle Strategies LLC

1996 to 2002 – Registered Representative with NYLIFE Securities LLC

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RPOA Advisors, Inc. (d/b/a Retirement Planners of America ) (“Retirement Planners of America”, “RPOA”) is an SEC registered investment adviser with a primary business location in Plano, Texas. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that Retirement Planners of America has attained a certain level of skill, training, or ability. The “Invest and Protect Strategy” (the “Strategy”) refers to a strategy that Retirement Planners of America fundamentally employs for its clients. Retirement Planners of America previously employed a similar strategy that it referred to as the “buy, hold, and sell” strategy or “buy hold, and protect” strategy. Past performance does not guarantee future results. Therefore, current or prospective clients should not assume that the future performance of the Strategy, any specific investment, or any other investment strategy that Retirement Planners of America recommends will be profitable or equal to past performance levels. All investment strategies have the potential for profit or loss. References to recommendations made under the Strategy that predate 2011; and statements such as and similar to: “we told our clients to be out of the market in 2007 and 2008,” “we told our clients to get back into the market in 2009,” and “clients that followed our advice were out of the market in 2008;” refer to strategies collectively employed and recommendations collectively made by Retirement Planners of America’s principals while employed at Eagle Strategies, LLC., and also at Cambridge Investment Research Advisors, Inc. Three of the five principals remain as principals today, including the Retirement Planners of America’s founder, Ken Moraif. 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