What Is an Irrevocable Trust? (Hint: It’s Not as Bad as It Sounds)
I was recently discussing trusts and their place in estate planning when I was asked, “What is an irrevocable trust? Does that mean it can never be changed?” “That’s correct,” […]
Understanding Different Life Insurance Types
Different life insurance types have different issues—and some of them could blow up in your face. As part of RPOA’s comprehensive financial planning approach, we review our clients’ life insurance […]
A Correction Around the Corner?
I’ve been in the financial planning world for close to 30 years now, and during that time, I’ve seen rapid market growth sometimes lead to a correction, which is generally […]
Get the Maximum Social Security Benefit by Calculating Your Break-Even Age
If I were to list my clients’ biggest questions, I’d say Social Security timing tops the list. It makes sense that people would want to know how long they should […]
IRA Beneficiary Rules & Options
If you’ve recently inherited an IRA, you may find the beneficiary rules are pretty complex. They differ depending upon your relationship with the former owner of the IRA. They are […]
Can You Suspend Social Security?
The answer to the question above is simple: Yes, you can suspend Social Security benefits. But should you? And how does it work? The answers to those questions are much […]
Understanding Different Life Insurance Types
Different life insurance types have different issues—and some of them could blow up in your face. As part of RPOA’s comprehensive financial planning approach, we review our clients’ life insurance […]
A Correction Around the Corner?
I’ve been in the financial planning world for close to 30 years now, and during that time, I’ve seen rapid market growth sometimes lead to a correction, which is generally […]
Get the Maximum Social Security Benefit by Calculating Your Break-Even Age
If I were to list my clients’ biggest questions, I’d say Social Security timing tops the list. It makes sense that people would want to know how long they should […]
An Economy on Steroids
Barron’s recently interviewed me about my projections for the S&P 500® Index and the market for 2021. They asked what I thought the stock market would do next year—my “Fearless […]
Are You Undermining Your Own Investment Strategies? Avoid My Seven Deadly Sins of Investing
As humans we are all fallible, but that doesn’t mean we shouldn’t do what we can to avoid making mistakes, especially when it comes to our investment strategies. To help […]
Retiring Soon? Try These 7 Tips for Managing Your 401(k) Plan
As you approach retirement, I believe it’s more important than ever to get the most out of your 401(k) plan. Here are my seven tips to help maximize your savings. […]