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Looking for investment advice designed to protect your retirement from the next market crash?

Too many retirees lost a large percentage of their investments during the market collapse of 2008 and spent years trying to regain their footing. During the collapse, some advisors told their clients to stay in the market.

Financial planner Ken Moraif took the opposite approach. He advised his clients and listeners of his radio show “Money Matters” to get out of the market in November of 2007 and stay out until June 2009.

In his book Buy, Hold, & Sell!, Ken shares his decades of experience to help investors prepare for the bear market that could devastate their retirement plans and explains why he believes savvy investors need a proactive plan that includes a sell strategy.

Buy, Hold, & SELL! describes what Ken refers to the myth of the “buy and hold” investment philosophy, explains why he believes it is dangerously incomplete, and outlines an alternative strategy that he feels will better serve investors who are approaching or at retirement age. Ken says this book is designed to inspire investors to reject traditional buy-hold advice and tap into the power of buy, hold, and sell.

Written in easy-to-understand language and buoyed by Ken’s trademark humor, this guide seeks to arm readers with the knowledge, motivation, and strategies that may help them survive – and even thrive – during their retirement years.

Long-term Financial Plans

Buy, Hold, & SELL! Offers insight and financial advice designed to help readers:

  • Understand the buy-hold-SELL strategy.
  • Learn how to design a sell strategy designed to help protect principal in the next bear market.
  • Find information regarding retirement planning.
  • Discover the benefits of a diversified portfolio.

The goal of Buy, Hold, & SELL! is not to make you rich quick, but to help keep you from becoming poor!

Receive a FREE copy when you meet an Advisor.

Wiley

About the Author:

Radio
Host of “Money Matters with Ken Moraif” radio show.

Publications
FoxBusiness, US News & World Report, Reuters, Yahoo!Finance, Kiplinger, etc…

Newsroom – Fox Business

Family
Ken and his wife Fay have been married since 1985 and have three beautiful daughters. He is passionate about his business, loves tennis, skiing and traveling. Ken and Fay have enjoyed the relationship they have developed with Alzheimer’s Association’s Dallas and Northeast Texas Chapter and other philanthropic organizations.

Business Philosophy
“Integrity and dedication to each client is our top priority. As a firm, we have a collective goal to help our clients plan for a secure financial future. I greatly value building long lasting personal relationships with my clients. I have my own “Peace of Mind” when my clients have theirs.” – Ken Moraif

Education

  • BS, Arizona State University
  • MBA, Southern Methodist University

Business Experience

  • 2011 – Present: Senior Advisor, Retirement Planners of America (formerly Money Matters with Ken Moraif)
  • 2009 – 2010 Financial Advisor Cambridge Investment Research Advisors. Inc.
  • 2009: Financial Advisor, New York Life, Eagle Strategies, LLC
  • 1983 – 1988: Management Advisor, Research Institute of America
  • 1980 – 1983: Owner and Operator, Ad Agency in Colorado and Texas

About the author

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RPOA Advisors, Inc. (d/b/a Retirement Planners of America ) (“Retirement Planners of America”, “RPOA”) is an SEC registered investment adviser with a primary business location in Plano, Texas. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that Retirement Planners of America has attained a certain level of skill, training, or ability. The “Invest and Protect Strategy” (the “Strategy”) refers to a strategy that Retirement Planners of America fundamentally employs for its clients. Retirement Planners of America previously employed a similar strategy that it referred to as the “buy, hold, and sell” strategy or “buy hold, and protect” strategy. Past performance does not guarantee future results. Therefore, current or prospective clients should not assume that the future performance of the Strategy, any specific investment, or any other investment strategy that Retirement Planners of America recommends will be profitable or equal to past performance levels. All investment strategies have the potential for profit or loss. References to recommendations made under the Strategy that predate 2011; and statements such as and similar to: “we told our clients to be out of the market in 2007 and 2008,” “we told our clients to get back into the market in 2009,” and “clients that followed our advice were out of the market in 2008;” refer to strategies collectively employed and recommendations collectively made by Retirement Planners of America’s principals while employed at Eagle Strategies, LLC., and also at Cambridge Investment Research Advisors, Inc. Three of the five principals remain as principals today, including the Retirement Planners of America’s founder, Ken Moraif. Retirement Planners of America has been employing the Strategy since its inception in 2011. Therefore, any references to Retirement Planners of America’s performance or its investment advisory recommendations predating 2011 generally refer to recommendations made by Retirement Planners of America’s principals at the respective other firms described above. Like all investment strategies, the Strategy is not guaranteed. It is possible that it can incorrectly predict a bear market (generally accepted as a 20% drop in a market index), which has, in-fact, happened before at Retirement Planners of America and affected its clients accordingly. When the sell / “protect” portion of the Strategy is implemented, affected investors will incur transaction costs and taxable accounts will incur tax consequences. However, when implementing that portion of the Strategy, Retirement Planners of America believes that the benefit of avoiding bear markets outweighs the burden of these transaction costs and tax consequences. Retirement Planners of America is not an accounting firm or a law firm. The receipt of personalized and tailored services, or access to financial or professional resources should not be construed as a guarantee of a particular outcome. Comprehensive or holistic financial planning indicates that financial planning will be informed by the material financial and investment circumstances of the client, as communicated by the client to Retirement Planners of America but may not consider literally all aspects of a client’s financial affairs. 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